Money is a hot button issue, especially these days.  Luckily, I have expertise in helping people with their money issues. 

I find many people want to use their insurance, even if they can afford not to.  I don't accept insurance.  After many years, I found that there were concerning privacy issues for patients, and the low fees meant that I had to take a larger caseload that compromised quality control.   Also, in my experience, insurance prematurely ended treatments that are going well, against the patient's best interests.  

Most out of network plans pay for majority of the cost of sessions, and this is the advantage of seeing a therapist, as opposed to a life or executive coach.  We can also come up with a plan to help you to make enough money so that you can afford treatment, and other important things that will enrich your life.  It is also possible that sessions may also be tax deductible or reimbursable by a third party.  

​If we are a good match, I will do my best to work within your budget, and if we are not able to, I will guide you towards a suitable referral.

When you contact your insurance company, ask them what the usual customary rate is for CPT code 90834 (for individuals) and 90847 (for couples and families). You also want to know your out-of-network outpatient mental health deductible, if it is necessary to authorize sessions for psychotherapy, and your co-insurance limit (also called out-of-pocket maximum).  Carefully note the date, time and the name of the person who you spoke with.   I will help you determine the cost, and in the first session we will discuss treatment goals as well as frequency of sessions. 

You can also use the following link for a service that works out the finances, although I recommend that you call me first, because my fee is fixed on Advekit:  https://www.advekit.com/therapists/carolyn-alroy